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Author: Jacob Taylor

#494 When Is College The Wrong Investment?

College tuition gets more expensive every year. This is to be expected since there is always some inflation that needs to be accounted for. However, college tuition rises between 5% and 7% each year; significantly faster than the Consumer Price Index. As college costs continue to rise, many peopl... see more

#390 Get the Best Savings Interest Rates For You

You've worked hard for your money, and you want to earn as much interest as possible once you deposit it in the bank. But choosing the right type of savings account can be confusing: Are you better off with a CD? A traditional savings account? A money market account? Each has pros and cons, so re... see more

#383 5 Affordable Fall Vacation Spots for Baby Boomers

It's still hard to believe that many baby boomers, the generation that typified the eternal youth of the 1960s, are officially senior citizens. Three years ago, the first batch of boomers turned 65, ready to cash in on Social Security, their IRAs, and other savings and retirement accounts.... see more

#308 The Pros And Cons Of A 15-Year Mortgage

Few borrowers seek a 15-year mortgage when they're buying a home. In February 2015, according to the Mortgage Bankers Association, only 5% of home buyers and 20% of refinancers applied for a 15-year mortgage, and these numbers have been falling in recent years. But if borrowers are put off by the... see more

#300 Why Banks Are Scrambling To Hear Your Complaints

On March 1, 2012, the Consumer Financial Protection Bureau (CFPB), a federal government agency, began collecting consumer complaints about bank accounts. Bank accounts and bank services make up the CFPB's third-largest category of complaints, accounting for 15% of them, or 25,700 complaints. One ... see more

#296 Bankruptcy And Your Credit Score

Declaring personal bankruptcy is a nightmare everyone hopes to avoid. Coming back from it poses a challenge for those eager to re-establish a clean credit history.There are two ways for an individual, or married couple, to declare bankruptcy – Chapter 7 and Chapter 13. The former wipes o... see more

#294 Disadvantages of Federal Direct Loans

Federal Direct Loans have become one of the most popular types of student loans in American for several reasons. They offer flexible repayment options, a convenient application method, and generous terms for both eligibility and allowable expenses.Understand the LimitationsDespite these be... see more

#263 The Pros & Cons Of Personal Loans vs. Credit Cards

Credit. It's what separates us from the lower primates. With it, we're granted temporary access to other people's money; money we can use to finance aspirations greater than if we were limited to our own money. The lenders get interest, the borrowers get leverage and the economy grows. What's not... see more

#238 Build Your Own Retirement Plan

You may be wondering at what age you should start saving for retirement. That's a simple answer – as soon as possible. The moment you start earning money you should think about saving for retirement. The earlier you start, the less money you'll need to contribute, thanks to power of compounding... see more

#182 Retire In The Philippines With $200,000 Of Savings?

More and more people are choosing to retire abroad to enjoy a better climate, new experiences, access to affordable healthcare and a lower cost of living. One destination long popular with expats is the Philippines, a nation that spreads out over more than 7,000 islands. Its borders are Taiwan to... see more

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